Settlement Cost Calculator
Estimate your first-month costs in Canada based on city, family size, and housing type.
One-time items
Costs are estimates based on 2025-2026 averages. Actual costs may vary.
Sources: CMHC (rent, Fall 2025), Statistics Canada and Numbeo (other costs). Rent, transit and health-insurance figures last verified October 2026; other costs last verified April 2025.
Select a city to see your estimated costs
Newcomer Essentials
Services most newcomers need in their first months
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